Currency
Types of Currency
Pence
The currency used to buy common items. Typically made of bronze, tin, brass and copper depending on the location and available metals for minting. On each face is usually the crest of the city of origin.
Variations: In Hekad, the Grain is used instead of Pence but they are traded at equal value. It features crossing grains of wheat on both sides. In Duma, Pence are sometimes called Blessings, due to a simple prayer being minted on the back face of each coin.
Crowns
The currency used to buy uncommon items. Typically made of silver, gold,nickel and platinum depending on the location and available metals for minting. Originally made of very refined silver, more modern coins use various alloys to free up silver metal from circulation as demand for precious metals increases.
10 Pence make 1 Crown.
Variations: In Duma, they are called Lunars, with each depicting the all stages of the moon. In Nafgalla they are called Sterlings, referring to their exact amount of silver in the coin.
Ingots
The currency used to buy rare items. Typically made of paper mixed with linen and printed with various crests and seals to dissuade counterfeiters. The jeweler's ingot, standardized in 77 EN, carries a specific amount of gold and is the basis for the larger forms of currency in the three cities.
10 Crowns make 1 Ingot.
Variations: Nafgalla uses the term “Mark of Weight” or Marks for short. Hekadians sometimes have the name "Ducat" to reference an ingot, an old world name for a gold coin local to the area.
Exchange Rates
Because the base foundations for money evolved from the antebellum civilization that used almost interchangeable currency from base metals, there is only minor exchange rates, with many merchants willing to take multiple types of currency in exchange for a small favor or buying in bulk. The reverse is also true for changing out foreign currency as a small favor or to gain a discount.